Plan G and Plan N are two of the most popular Medigap plans1

  • Both plans provide more standardized benefits than most other plans2
  • Compare benefit and cost information with a licensed insurance agent

Or speak with a licensed insurance agent now!


Plan Comparison

Medigap Plan F is the most popular Medigap plan and one of the only plans that covers the Part B deductible. However, Plan F is only available to applicants eligible for Medicare before 01/01/2020.

Medigap Plans G and N provide similar coverage, and usually have lower monthly premiums than Plan F.

Benefit F G N
Part A coinsurance and hospital costs
Part B coinsurance or copayment
First 3 pints of blood
Part A hospice care coinsurance or copayment
Coinsurance for skilled nursing facility
Part A deductible
Part B deductible $233 per year $233 per year
Part B excess charges X
Foreign travel emergency costs* 80% 80% 80%

Enjoy these benefits and more when you choose a Medicare Supplement Insurance Plan from Mutual of Omaha and its affiliates:

Piggy Bank

Coverage amounts that never decrease

Doctor Light Blue Backgorund

Access to any U.S. Medicare doctor


Nationwide coverage


Guaranteed renewability

Clock (1)

No waiting periods for pre-existing conditions3


No application fees

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* After the calendar year deductible, pays 80% of eligible expenses for care beginning during the first 60 days of each trip up to $50,000 lifetime max (after a $250 yearly deductible).

1. “The State of Medicare Supplement Coverage” 2022.

2. Plan N covers the Medicare Part B coinsurance in full, but includes a copayment of up to $20 for certain office visits and a copayment of up to $50 for emergency room visits that don’t result an inpatient hospital admission.

3. A pre-existing condition is a health problem you had before the policy effective date.

Medicare supplement insurance policies are underwritten by Omaha Insurance Company, 3300 Mutual of Omaha Plaza, Omaha, NE 68175. Neither Omaha Insurance Company nor its Medicare supplement insurance policies are connected with or endorsed by the U.S. government or the federal Medicare program. Policy forms: NM20, NM23, NM24, NM34, NM35, NM36 or state equivalent. In ID: NM20-25611, NM23-25612, NM24-25613, NM35-25615, NM36-25687; in NC: NM20-25942NC, NM23-25943NC, NM24-25944NC, NM35-25946NC, NM36-25945NC. Not all policy forms may be available in every state. This policy has exclusions, limitations, and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, call (or write) your insurance agent or the company (whichever is applicable). An outline of coverage is available upon request. In some states (including MN), Medicare supplement policies are available to those eligible for Medicare due to a disability, regardless of age. IMPORTANT NOTICE - “A CONSUMER'S GUIDE TO HEALTH INSURANCE FOR PEOPLE ELIGIBLE FOR MEDICARE” MAY BE OBTAINED FROM YOUR LOCAL SOCIAL SECURITY OFFICE OR FROM OMAHA INSURANCE COMPANY.

In NC, premiums are based on attained age, which means they will increase each year as the applicant gets older. However, fully underwritten policies' premiums are based on attained age and class ratings. Premiums may also go up because of inflation and other factors.

This is a solicitation of insurance and a licensed agent/producer may contact you by telephone to provide additional information.

✝OR residents: All references to "agent" should be replaced with "producer."

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