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Medicare Supplement Plan Options

Medigap Plans

There are 10 Medigap plans to choose from in most states (Massachusetts, Minnesota and Wisconsin have different Medigap plan options). The plan options available in most states are standardized by the federal government.

The 10 Medigap plans are Plan A, B, C, D, F, G, K, L, M and N. Insurance companies must offer the same benefits for each lettered plan option. For example, Plan C will always have the same benefits no matter which company you buy it from. The only difference between one insurance company and another is price.

Below are the various Medigap policies and their benefits:

Medicare supplement plan benefits


As shown in the table above, each Medigap plan has a different array of benefits. All 10 plans have the same 4 standard benefits. There are 5 optional benefits included in some Medigap plans.

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