Plan G vs. Plan N: Compare your Medicare Supplement insurance plan options today!
Medigap Plan F is the most popular Medigap plan and one of the only plans that covers the Part B deductible1. But Plan F is not available to Medicare beneficiaries who became eligible for Medicare on or after January 1, 2020.
Medigap Plans G and N provide similar coverage, and usually have lower monthly premiums than Plan F.
| Benefit | F | G | N |
|---|---|---|---|
| Part A coinsurance and hospital costs | ✓ | ✓ | ✓ |
| Part B coinsurance or copayment | ✓ | ✓ | ✓ |
| First 3 pints of blood | ✓ | ✓ | ✓ |
| Part A hospice care coinsurance or copayment | ✓ | ✓ | ✓ |
| Coinsurance for skilled nursing facility | ✓ | ✓ | ✓ |
| Part A deductible | ✓ | ✓ | ✓ |
| Part B deductible | ✓ | $233 per year | $233 per year |
| Part B excess charges | ✓ | ✓ | X |
|
Foreign travel emergency costs (You'll have emergency coverage for the first 60 days of travel outside of the country) |
80% | 80% | 80% |
Coverage amounts that never decrease
Discounted eye services2
Hearing discounts, including discounts on hearing aids2
Up to 12% savings with a household discount
No waiting periods for pre-existing conditions3
No application fees
1. State of Medigap 2019. (May, 2019). AHIP. Retrieved from www.ahip.org/wp-content/uploads/IB_StateofMedigap2019.pdf.
2. This is not insurance, nor is it part or guaranteed under the insurance policy; the insurer is not responsible for the non-contractual services or benefits; and such benefits are available with or without the purchase of insurance.
3. A pre-existing condition is a condition for which medical advice was given or treatment was recommended by or received from a physician within six months before the effective date of coverage.
Neither Omaha Supplemental Insurance Company nor its Medicare supplement insurance policies are connected with or endorsed by the U.S. government or the federal Medicare program. Medicare supplement insurance is underwritten by Omaha Supplemental Insurance Company, 3300 Mutual of Omaha Plaza, Omaha, NE 68175. Policy forms: SM20, SM24, SM 25, SM35, SM36. In TX: SM20-25744 (Plan A), SM24-25745 (Plan F), SM25-25746 (Plan G), SM36-25747 (High Ded Plan G), SM35-25748 (Plan N). This policy has exclusions, limitations and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, call (or write) your insurance agent or the company. In some states, Medicare supplement policies are available to those eligible for Medicare due to a disability, regardless of age. In TX, if you are under age 65 and receive Medicare benefits because of a disability, you may apply for a Medicare Supplement Insurance Plan A. IMPORTANT NOTICE - “A CONSUMER'S GUIDE TO HEALTH INSURANCE FOR PEOPLE ELIGIBLE FOR MEDICARE” MAY BE OBTAINED FROM THE DEPARTMENT OF INSURANCE OR THE CENTERS OF MEDICARE AND MEDICAID SERVICES OR FROM OMAHA SUPPLEMENTAL INSURANCE COMPANY.
This is a solicitation of insurance and a licensed agent may contact you by telephone to provide additional information.
© 2022 Mutual of Omaha Insurance Company. 3300 Mutual of Omaha Plaza, Omaha, NE 68175. All Rights Reserved.
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